In Blainville, the welcome tax follows a progressive rate schedule: 0.5% up to $62,900, 1% up to $315,000, 1.5% up to $750,000, then 3% above $750,000. On a $2,000,000 income property, this amounts to approximately $46,860 in transfer tax, paid by the buyer after the notarial deed. Blainville stands out from neighbouring cities by keeping the $500,000–$750,000 bracket at 1.5% rather than jumping straight to 3%. This guide explains the full calculation, provides a worked example bracket by bracket, and clarifies the annual property taxes to expect for a multi-unit residential building. All figures are indicative (2026) and must be confirmed with the City of Blainville and the assessment roll. Whether you are buying or planning to sell an income property in Blainville, knowing these costs in advance changes the negotiation.
What is the welcome tax and who pays it in Blainville?
The "welcome tax" is the popular name for transfer tax on immovables (also known as the mutation tax). Every municipality in Quebec, including Blainville, collects this duty when a property is transferred on its territory. The name comes from Minister Jean Bienvenue, who introduced the law in the 1970s — it has nothing to do with a welcome gift.
A key point for rental properties: it is the buyer who pays, not the seller. The City sends the invoice to the new owner after the notarial deed is registered. The amount is due in a single payment, generally within 30 days of receiving the invoice.
The tax is calculated on the tax base, which is the highest of the following three values:
- the price paid as recorded in the deed of sale (excluding GST and QST);
- the assessed value on the municipal assessment roll, multiplied by the applicable comparative factor;
- the amount of the consideration stated for the transfer.
For an income property sold at market value, the price paid almost always becomes the tax base, as it exceeds the assessed value.
How to calculate the welcome tax in Blainville (2026 rate schedule)
Blainville starts from the provincial rate schedule, then adds a higher bracket for high-value properties. A distinctive feature of Blainville: the City reduced its rate for the $500,000–$750,000 portion in its 2026 budget (from 3% to 1.5%) to improve affordability, while maintaining a rate of 3% above $750,000. Here is the rate schedule in effect in Blainville for 2026.
| Tax base bracket | Rate (2026) |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900.01 to $315,000 | 1.0% |
| $315,000.01 to $750,000 | 1.5% |
| Above $750,000 | 3.0% (Blainville municipal bracket) |
Source: thresholds set by the Act respecting duties on transfers of immovables (CQLR c D-15.1) and the City of Blainville by-law.
The thresholds for the first two brackets ($62,900 and $315,000) are set by the Quebec government and indexed annually; those shown here reflect the 2026 fiscal year. The calculation is done bracket by bracket, like a progressive tax schedule: each portion of the price is taxed at the rate for its bracket, not at the maximum rate on the full amount.
Good to know — payment and the $750,000 threshold
In Blainville, the transfer tax invoice is sent approximately 60 days after the deed is registered in the land register and is settled in a single payment. The rate reduction to 1.5% on the $500,000–$750,000 bracket stems from the 2026 budget: above $750,000, the 3% rate applies. Confirm the exact rate schedule with the City of Blainville before signing.
How much does the welcome tax cost on a $2,000,000 property in Blainville?
Let us take an income property purchased for $2,000,000 in Blainville, assuming the price paid is the highest tax base. Using the 2026 rate schedule, including the municipal bracket:
- Bracket up to $62,900 → $62,900 × 0.5% = $314.50
- Bracket from $62,900 to $315,000 → $252,100 × 1.0% = $2,521.00
- Bracket from $315,000 to $750,000 → $435,000 × 1.5% = $6,525.00
- Bracket from $750,000 to $2,000,000 → $1,250,000 × 3.0% = $37,500.00
Total transfer tax: approximately $46,860.50. It is the municipal 3% bracket above $750,000 that dominates the calculation ($37,500 on its own). This is a real acquisition cost for the buyer, to be budgeted in addition to the down payment, notary fees, and inspection — which is why it is useful to factor it into the profitability analysis from the start using a GRM calculator or a purchase offer calculator.
Reminder: the provincial thresholds ($62,900 and $315,000) are indexed each year. The exact figure depends on the rate schedule confirmed by the City of Blainville and the tax base used (price vs. assessed value multiplied by the comparative factor).
What property and municipal taxes apply to an income property in Blainville?
The welcome tax is a one-time cost, paid once at purchase. But as long as you hold the property, you pay recurring municipal taxes every year that directly affect net income:
- General property tax, calculated on the property's assessed value on the assessment roll, expressed as a rate per $100 of assessed value.
- Service charges: water, waste management, and other levies based on the property category.
For reference, for the 2025 fiscal year, the residential property tax rate (properties with 1 to 5 units) in Blainville was approximately $0.45 per $100 of assessed value, according to public data. The new 2025–2027 assessment roll increased residential property values by approximately 54.6%, and the City lowered the rate to limit the impact on tax bills. Properties with six or more units or in non-residential categories may be subject to a different rate.
Since figures change from year to year and by category, always verify the exact rate and your property's category on the tax bill issued by the City of Blainville and in the assessment roll. Actual rents, expenses, and taxes then determine the return, which you can measure using the cap rate (cap rate calculator).
What welcome tax exemptions exist in Blainville?
The law provides for certain cases where transfer tax does not apply. For an income property, the most relevant exemptions are:
- transfers between spouses (married or in a civil union);
- transfers in direct line, ascending or descending (parent-child, grandparent-grandchild), a common case in real estate inheritance;
- certain transfers to or from a corporation that meet precise conditions (particularly regarding ownership);
- transfers where the tax base is below $5,000.
A standard sale of a rental property between unrelated parties is generally not exempt. The conditions are technical and a poorly structured transfer may result in the loss of the exemption. Have your situation validated by a notary before closing.
What is the impact of the welcome tax for the seller and buyer in Blainville?
Even though the seller does not pay the welcome tax, it factors into the negotiation equation:
- For the buyer: it is an acquisition cost to budget for. A savvy buyer factors it into their total cost and return calculation, which may influence the price they are willing to offer.
- For the seller: knowing this cost helps understand the buyer's perspective and set a realistic price. Your property's value rests primarily on its net income, but the buyer's acquisition costs frame the discussion.
On the sale side, do not forget your own tax situation: capital gains and depreciation recapture. To compare the net proceeds actually received depending on the sale structure, consult our guide on the welcome tax 2026 in Quebec and the dedicated tool page.
In summary
In Blainville, the welcome tax follows the provincial schedule (0.5% / 1% / 1.5% up to $750,000) then rises to 3% above $750,000, and it is paid by the buyer; on a $2,000,000 property, it amounts to approximately $46,860. Annual property taxes depend on the rate and the category on the assessment roll. Verify every figure with the City of Blainville and the assessment roll — this guide is informational and does not replace the advice of a notary or tax professional. Need a starting point? Begin with our free resources or the ImmoMulti home page.
