Sell, Evaluate and Finance a Multiplex in Quebec
Clear, data-driven guides for plex and income property owners on the North Shore. Valuation, tax, CMHC financing and sale strategies — without the jargon.
What Changes the Price of Your Plex
Building defects, documents to provide, closing at the notary: what a seller needs to know before signing.
StrategyRoof Replacement Before Selling Your Plex
Worn roof before selling your plex? Asphalt shingles ~20 yrs, elastomeric ~30 yrs: impact on financing, inspection and price. Replace or sell as-is.
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StrategyWell and Septic: Selling a Rural Plex
Selling an off-grid plex in Québec: well water testing (twice a year), septic compliance under Q-2 r.22, documents lenders require, and upgrade costs ($10,000+).
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ValuationBoosting NOI Before Selling Your Plex
Value = NOI ÷ cap rate. At a 5.5% cap rate, every $1,000 of added net operating income is worth about $18,000 in price. How to boost your plex's NOI before you sell.
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StrategyFoundation Cracks: Selling Your Plex
Shrinkage or structural crack on the plex you're selling? Disclosure, hidden defects, price and financing impact: the seller's guide. Most cracks are benign.
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GuideTenant Estoppel Certificate When Selling
Buyers require an estoppel certificate signed by each tenant to validate your rent roll. What it contains and how a seller obtains one in 4 steps.
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GuideMold: The Plex Landlord's Responsibility
Mold in a plex: the duty to provide a habitable dwelling, tenant remedies at the TAL, and hidden-defect risk when selling. Keep humidity at 30% to 55%.
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StrategyOld Wiring: Insuring and Selling an Older Plex
Knob-and-tube, two-wire, fuse panels: why insurers refuse or require an upgrade, the impact on financing and selling, and what a rewire costs ($8,000 to $15,000).
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RegulationIllegal Unit: Selling a Non-Conforming Plex
Unit added without a permit or non-conforming basement: risks (financing, insurance, municipal order) and 3 options to sell your plex on the North Shore.
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StrategyClosing Adjustments When Selling Your Plex
Taxes, current-month rents, heating oil: the notary prorates each item at closing. Seller's guide to the 6 key adjustments when selling a North Shore plex.
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StrategyAssuming a Mortgage When Selling Your Plex
Letting a buyer assume your low-rate mortgage is a powerful selling point in 2026, when a 3-year fixed sits near 3.94%. Conditions, lender approval, penalty avoided.
Read the article →GuidePyrite, Asbestos, Vermiculite: Inspecting an Old Plex
Pyrite, asbestos, vermiculite, iron ochre: where they hide, tests, decontamination costs and value impact.
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StrategyEasements and Location Certificate When Selling
Selling your plex in Québec? You must provide an up-to-date location certificate (under 10 years) and declare easements. How sellers prepare to avoid delays.
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StrategySelling a Mixed-Use (Residential-Commercial) Building in Québec
Selling a mixed-use building in Québec: the commercial portion is GST/QST taxable (14.975%), commercial leases must transfer, and the buyer pool is smaller.
Read the article →Local Guides: Sell a Plex in Your Area
Market prices, welcome tax and strategies tailored to each city — Montreal, Laval and the greater North Shore of Montreal.
All Articles — Most Recent First
All guides and analyses from the ImmoMulti blog, in chronological order.
From Theory to Calculation
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Get a purchase price →Frequently Asked Questions About the ImmoMulti Blog
The ImmoMulti team, specialized in buying multiplexes on the North Shore, drawing on firsthand market experience and the realities of the Quebec market.
For income property owners, potential sellers and investors who want to understand the value, tax and financing of a multiplex.
The valuation principles (cap rate, GRM, cash flow) are universal, but the tax rules and programs (welcome tax, CMHC) are specific to Quebec.
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No. The content is informational and does not constitute tax, legal or financial advice. Consult a professional for your specific situation.
Start from net income and use our calculators (cap rate, NOI, offer calculator). For an official estimate, hire a certified appraiser.
With an agent you pay a commission (4% to 7%) and go through a public listing; selling directly means no commission, faster closing and full confidentiality.
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