Opinion

Gentle Densification: Your Plex Lot Is Worth More, but North Shore Zoning Blocks You

Residential neighbourhood of plexes and homes on the North Shore, well suited to gentle densification and an accessory dwelling unit (ADU)

Quick answer

Quebec has allowed accessory dwelling units (ADUs) as of right since 2024, but every North Shore municipality keeps the power to exclude its territory. Before building or buying to densify, check your town's zoning by-law and obtain a permit. If your potential is frozen locally, ImmoMulti buys your plex directly within 48 hours, with no broker.

Do you own a plex or a multi-unit building on the North Shore with a large, underused lot? Since 2024, Quebec has theoretically opened the door to gentle densification: adding an accessory dwelling unit (ADU) — a basement, an addition, a garden suite — on your lot. But between the provincial law and your permit, one major obstacle remains: municipal zoning.

Opinion column by the ImmoMulti Team. Facts are sourced; opinions are our own.

🔥 The Blunt Opinion

Let's say it plainly: gentle densification is the best wealth-building opportunity offered to the small plex owner in a decade — and too many North Shore municipalities are sabotaging it. Quebec did the legislative work. Adding an accessory dwelling on a lot you already pay taxes on means creating fresh rental income without buying a second building. That's exactly the kind of leverage a human-scale investor needs. Yet this lever stays locked until your municipal council adopts a favourable by-law — and many are dragging their feet.

Our thesis in one line

The densification potential is now written into law; the brake is no longer in Quebec City, it's at the city hall of your North Shore municipality.

What Quebec Now Allows Owners

An accessory dwelling unit — also called a secondary or additional dwelling — is a complete dwelling added on the same lot as a principal residence: a basement converted into a self-contained unit, a side addition, a converted garage or a small backyard garden suite. That is the very definition of "gentle" densification: you add housing without distorting the neighbourhood.

Since the changes to the Act respecting land use planning and development (introduced by Bill 31, in force since 2024), a Quebec municipality can authorize ADUs through a simple local by-law, without revising its entire land use plan. The Ministère des Affaires municipales et de l'Habitation has even set out a framework for this power in its planning guide.

Source: Government of Quebec — Bulletin Muni-Express, "Municipal powers in housing matters" (July 4, 2025).

The momentum has even accelerated this month. Bill 22, An Act to enhance municipal intervention powers, was assented to on June 12, 2026. It entrenches in law the ability of a city to authorize residential projects without a referendum process — measures first introduced by Bill 31.

Source: Government of Quebec — Bill 22 (June 2026).

Construction site of a small backyard accessory dwelling unit (ADU) on a residential lot on the North Shore
Adding a compliant accessory dwelling: fresh income on a lot you already paid for.

The Municipal Lock That Changes Everything

Here is the trap few owners understand: the law gives municipalities the final say. The provincial framework applies to detached single-family homes, but the municipality can exclude all or part of its territory from its application. The result: two identical plex owners, ten kilometres apart on the North Shore, can have completely different development rights — depending on the whims of their municipal council.

The reasons cited to block are almost always the same: parking, sewer and water-main capacity, "preserving the character" of neighbourhoods, opposition from neighbours. Arguments that are sometimes legitimate, often convenient. For the owner, the verdict is identical: potential allowed by Quebec, but frozen locally.

The reflex to have before buying or building

Never assume an ADU is permitted. Check the zoning by-law of your town (Terrebonne, Blainville, Boisbriand, Saint-Eustache, Mascouche, Saint-Jérôme…) and require a building permit. The same lot can be worth a great deal more — or nothing more — depending on a single line in a municipal by-law.

Densifying Creates Value on Your Land

Why does this opinion lean so clearly toward the owner? Because gentle densification tackles the right problem. The cost of acquiring a building is exploding, financing is expensive, and construction costs jumped 49% between 2017 and 2025 (versus 17% inflation), according to the Aviseo Conseil study commissioned by CORPIQ. In that context, adding a dwelling on a lot you already own is one of the few strategies where you don't pay the premium of a new purchase: no transfer duties on the whole building, no full down payment, just the marginal cost of the unit.

Source: Aviseo Conseil for CORPIQ, reported by La Presse (June 17, 2026).

Investor analyzing the return and down payment of an accessory dwelling unit added to a North Shore multi-unit property
A well-planned ADU creates income without the cost of a second building.

Still, the numbers have to hold up. A poorly thought-out ADU — underestimated construction cost, shaky financing, overvalued rent — can destroy your returns as quickly as it promised to improve them. Before pouring a single foundation, run the project through a deal analyzer and price the real cost with a renovation calculator. Densification is an opportunity, not a guarantee.

Read also

This zoning dynamic ties into other regulatory battles facing plex owners. Read our opinion on the assessment roll that sends your plex taxes soaring, our take on converting a plex into divided co-ownership, and our analysis of the municipal right of first refusal on a plex sale.

🎭 Devil's Advocate

Let's be honest: the other camp has serious arguments, and they shouldn't be brushed aside. Entrenching a municipal power to authorize projects without a referendum is no small thing. The Ordre des urbanistes du Quebec, reacting to the adoption of Bill 22, said it was concerned about writing an "exceptional and derogatory power in housing" into law without sufficient safeguards, raising risks to the fairness, coherence and transparency of land use planning.

Source: Ordre des urbanistes du Quebec — statement on the adoption of Bill 22 (June 2026).

And the municipal instinct for caution isn't always bad faith. Densifying a neighbourhood whose sewers, water mains and streets were designed for single-family homes can create real capacity and parking problems. A neighbour watching a garden suite rise outside their window isn't wrong to worry about their privacy or resale value. In short: the discretionary power of cities, which frustrates us as owners, is also a safeguard against poorly planned densification. You can't demand flexibility for yourself and deny it to your neighbour.

The Verdict

After weighing both camps, our position stays clear but nuanced. Gentle densification is a real opportunity for the North Shore plex owner: Quebec has cleared the provincial obstacles, and adding an ADU can turn a dormant lot into a source of income. But the opportunity is not universal: everything now plays out at the municipal level, and the discretionary power of cities — legitimate at heart — makes your potential unpredictable.

Concretely: before buying a building for its lot, or before building, verify the zoning and price the project. If your municipality blocks it and your development potential is frozen, it isn't a dead end: you can choose to free up your capital elsewhere. ImmoMulti buys plexes and multi-unit properties directly on the North Shore — no broker, no commission, with an offer within 48 hours — for owners who would rather reinvest where densification truly is permitted.

Frequently asked questions

An ADU, also called a secondary or additional dwelling, is a complete dwelling added on the same lot as a principal residence: a basement converted into a self-contained unit, a side addition, a converted garage or a small backyard garden suite. It is the typical form of gentle densification: adding a dwelling without radically transforming the neighbourhood.

It depends on your municipality. Since the new provisions of the Act respecting land use planning and development (introduced by Bill 31), a city can authorize ADUs through a simple local by-law, without revising its entire land use plan. But it keeps the power to exclude its territory or certain zones. Check your North Shore town's zoning by-law and obtain a building permit before any project.

Yes. Even where the ADU is permitted, a municipal building permit is required and the unit must comply with the Construction Code (emergency exits, setbacks, etc.). The municipality can also regulate the size, height and siting. Always confirm the requirements with your town's urban planning department before spending.

Yes. Bill 22, assented to on June 12, 2026, entrenches in the Act respecting land use planning and development a municipal power to authorize residential projects without a referendum process, measures first introduced by Bill 31. The Ordre des urbanistes du Quebec, however, voiced concerns about the framework for this exceptional and derogatory power in housing.

Often, yes. Adding a compliant dwelling on an existing lot creates additional rental income, and therefore value, without buying another building. But the math must account for construction costs (sharply up since 2017), financing and zoning rules. An ADU can be profitable, but it can also destroy your returns if poorly planned — which is why it is essential to analyze the project before building.

Because the law gives municipalities the final say: they can exclude all or part of their territory. The reasons cited are often parking, infrastructure capacity (sewers, water mains), preserving the character of neighbourhoods and opposition from neighbours. For the owner, the result is the same: potential allowed by Quebec, but locked locally.

You can try to change the zoning (long and uncertain), optimize the existing building, or sell to reinvest where densification is permitted. ImmoMulti buys plexes and multi-unit properties directly on the North Shore, with no broker and no commission, with an offer within 48 hours — useful if your development potential is frozen by zoning and you would rather free up your capital.

Does your land have potential — or does your zoning freeze it?

If densification is blocked where you are, ImmoMulti can give you a direct offer within 48 hours for your North Shore plex or multi-unit property — no broker, no commission, no obligation.

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