Sell your income property during a divorce or separation
A separation is already hard enough. ImmoMulti buys your duplex, triplex, plex or multi-unit directly, so you can split assets quickly, discreetly and fairly — without a lengthy public market process. Firm priced offer within 48 h to establish a clear value for the split.
Duplex · Triplex · Quadruplex · Plex · Large multi-units · North Shore · Laurentians · Greater Montréal
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Sell fast and fairly to split
When a couple separates, the income property is often the largest asset to divide — and the most complicated to manage in the middle of a breakup. Here's why a direct sale simplifies everything.
Move on faster
A traditional listing stretches on for months of showings, negotiations and uncertainty — time during which you remain financially tied together. A direct sale resolves the property in a few weeks.
Turn the property into a clear net amount
Rather than arguing over the theoretical value of an asset, you get a concrete, clear net sale amount that's easy to split 50/50 or according to your agreement.
A neutral process — no tug of war
We provide the same information to both parties and work with your advisors. Neither party has to manage the sale, the coordination or the buyers alone.
Our role is to remove one source of stress from your separation: a clear offer, a discreet sale and a single point of contact. You and your advisors handle the rest. ImmoMulti does not provide legal advice — the legal aspect of the split is handled by your notary or lawyer.
Income properties we buy in separation contexts
ImmoMulti is first and foremost a buyer: our business is acquiring and holding good income properties in Québec. When a couple needs to liquidate a shared asset, we buy the property as-is — regardless of size, condition or tenants in place.
Duplex & triplex
Often the first property bought as a couple — and the one that needs to be divided. We buy duplexes and triplexes across Québec, occupied or vacant.
Quadruplex & quintuplex
Highly sought-after formats that fit our long-term holding strategy perfectly. A quadruplex or quintuplex to be divided always interests us.
Plex & small multi-units
6-plex, 8-plex, 10-plex, 12-plex: this is our sweet spot. These buildings generate stable income and we buy quickly, with no intermediary.
Large multi-units
We have the financial capacity to acquire large buildings. The larger the building, the more interest we have — including portfolios of multiple properties to be divided.
Mixed-use buildings
Ground-floor commercial with residential units above? We know this product well and buy it, across Greater Montréal and the Laurentians.
Properties needing renovation
Rents below market, work required, management that became too much during the separation? That's exactly the kind of property we love to acquire. No renovation required on your end.
Our priority is to acquire good income properties across Québec — regardless of size, condition or your situation: divorce, separation, tenants in place, estate or need for quick liquidity. Describe your property and we'll get back to you within 48 h.
A concrete price to split — without airing your private life
In a divorce, two things matter: agreeing on the property's value, and doing it without everyone finding out. A direct sale resolves both at once.
- Sign and Centris listing: neighbours, tenants and your circle all know
- Final price unknown until the very end, delaying the split
- Coordinating showings for two — in the middle of a separation
- Each party brings their own estimate — and the tug of war begins
- No real offer on file — only assumptions
- Disagreement can drag on — and cost dearly in legal fees
- A priced, objective value both parties receive
- No sign, no showings: total confidentiality
- 30–45 day closing = split unblocked quickly
Illustrative example. The actual split depends on your matrimonial regime, family patrimony, debts and your agreement. Your notary or lawyer validates the split; your accountant, the tax implications.
Flexible solutions to adapt to your agreement
A classic "all-cash" sale works for many separations, but not all. By dealing directly with the buyer, we can structure a tailored transaction to facilitate the split and align with your timeline and that of your advisors.
Buyout by one spouse, or full sale
If one of you wants to keep the property, we can help structure the buyout of the other's share. Otherwise, we buy the building outright — whichever best serves your split.
Vendor take-back for flexibility
A portion of the price can be financed through a vendor take-back mortgage, which can sometimes yield a higher sale price and a simpler closing. Useful when the split needs to be structured over time.
Closing date aligned with your file
You choose the date. We can synchronize the closing with the signing of your sharing agreement, the notarial deed of partition, or an upcoming judgment.
Coordination with your advisors
We work neutrally with your notary and lawyer (and your accountant if needed) to ensure the transaction respects the terms of the split and remains fair to both parties.
These options depend on your situation and are always validated with your own advisors (notary, lawyer, accountant). ImmoMulti does not provide legal or tax advice — this information is provided for informational purposes only.
Selling to ImmoMulti during a separation — simpler
You're already dealing with a lot. Our role is to make the property sale as calm and predictable as possible — at your pace and that of your file.
Zero commission
No broker, so no 4% to 7% commission. On a $2,000,000 property, that's up to $120,000 that stays in the estate to be split.
Priced value within 48 h
You send us the figures, we deliver a firm offer in two days. A neutral anchor point for both parties — from the start.
Totally confidential
No sign, no Centris listing, no rumours. Your circle and your tenants know nothing until you decide otherwise.
One single neutral contact
We speak to both parties with the same transparency and work with your advisors. No one has to manage the sale alone.
Sold as-is
No renovation, no staging, no mass showings. We buy your property in its current condition — with tenants in place.
On your timeline
You choose the closing date and we align it with your sharing agreement. Fast if you want to move on, or later if your file requires it.
How much a brokerage commission would take from the estate to be split
Slide to your estimated sale price. See what a broker would take — and everything that stays to be split by selling directly to ImmoMulti.
Estimate based on a brokerage commission of 5% + GST/QST (14.975% on the commission). Commissions are negotiable and vary (often 4% to 7%). For illustrative purposes only.
The income property in asset division
In Québec, how an income property is divided depends on your matrimonial regime (partnership of acquests, separation of property, etc.) and, for married or civil union couples, the rules of the family patrimony. In many cases, it's the net equity in the property that's divided — not the property itself.
Before fixing the split, both parties need to agree on the value. A firm purchase offer provides a concrete figure, whereas a simple estimate remains open to debate. That's precisely what ImmoMulti brings: a real number, provided to both parties, as a neutral basis for discussion. For the legal framework of the split, always consult a notary or lawyer.
Direct buyer of income properties in case of divorce or separation — across Québec
Are you looking to sell a property during a divorce or to sell an income property during a separation in Québec? ImmoMulti is a direct buyer: we buy your plex, duplex, triplex, quadruplex, quintuplex or large multi-unit (5 to 80+ units) without a broker and without commission. No agency, no sign, no Centris listing — and above all, no 4% to 7% brokerage fee eating into the amount to be split.
Dividing a property in a divorce is often the heaviest step in a breakup: you need to agree on the value, manage the mortgage, the tenants and the timelines — all during an already difficult period. By dealing directly with the buyer, you get a firm priced offer within 48 h that establishes a clear value, a 100% confidential transaction and a closing at the notary on the date that suits your sharing agreement. Since we hold properties for the long term, we buy with your tenants in place — no units to repossess, no renovations to do. We work neutrally with both former spouses and their advisors (notary, lawyer), in Laval, on the North Shore, in the Laurentians and across Greater Montréal.
From first contact to the split — in 6 steps
An off-market sale is exactly what you need in the middle of a separation: discreet, simple and predictable — no sign, no Centris listing, no mass showings. Here's how we buy your property, from first contact to the notary.
We receive your information
You (or your advisors) share the basics: location, number of units, income and expenses, existing leases. No visit, nothing public — everything stays strictly confidential from the first contact.
Analysis and value within 48 hours
Our team assesses the property's actual net income (NOI) and market value. Since we buy to hold for the long term, we target the real value — a solid figure to integrate into the split.
Offer delivered to both parties
You receive a written, priced purchase offer — clear and without obligation — delivered identically to both former spouses. An off-market transaction: completely discreet.
Offer accepted by both
Once an agreement is reached, we sign the purchase agreement. The accepted price is the price paid — no surprise renegotiation. You choose the closing date to suit your file.
Financing confirmed
We handle financing, and our buying capacity is already confirmed. No revocable financing condition that could collapse the sale and delay your split at the last minute.
Notary, mortgage & split
At the notary: the mortgage is repaid from the sale proceeds, the transfer is finalized and the net balance is distributed according to your agreement. We take over the tenants and existing leases.
Sell an income property in a divorce or separation — your questions answered
The fastest route is a direct sale to a buyer like ImmoMulti, with no public listing and no mass showings. You receive a firm priced offer within 48 h, which immediately establishes a clear value that both parties can integrate into the split. Closing at the notary typically takes 30 to 45 days, allowing you to unlock the proceeds and divide the net amount quickly — without a lengthy market process during an already difficult period.
If both people are registered co-owners on title, yes: both signatures are required to sell. We are used to working with both parties and their advisors (notary, lawyer) neutrally, providing the same information to each. If only one spouse owns the property, the situation depends on the matrimonial regime and family patrimony rules — this legal aspect must be validated with a notary or lawyer.
Yes. The transaction is entirely off-market: no sign, no Centris listing, no mass showings and no public announcement. No one in your circle — nor your tenants — needs to know that the property is being sold or that you are going through a separation. This is one of the major advantages of selling to a direct buyer in this context.
You receive a firm priced offer within 48 h. If it works for both parties, closing at the notary typically takes 30 to 45 days — or at a later date if you prefer to align it with your asset-sharing agreement. This is much faster than a traditional sale, which can take 2 to 6 months and prolong an already difficult situation.
The mortgage is repaid from the sale proceeds at closing at the notary. The notary obtains the exact outstanding balance, repays the lender and discharges the mortgage, then the net balance is divided according to your sharing agreement. This avoids having to transfer or refinance the loan between former spouses. Any prepayment penalty should be verified with your lender.
Nothing changes for them. The sale does not cancel the leases: since we hold the property for the long term, we take over the tenants and existing leases. You don't need to give any notice, repossess any unit, or do any renovation. A fully rented building is an asset, not an obstacle — which simplifies the split even further.
We prepare a written, priced purchase offer based on the property's actual net income (NOI), and provide the same information to both parties. This firm offer gives a concrete, objective value rather than a theoretical estimate that the former spouses might disagree on. You can compare it to an appraisal from a certified appraiser: it's a neutral anchor point for the split.
Yes, that's one of the options: one party buys out the other's share and keeps the property. This requires refinancing and the ability to handle the mortgage and management alone. When that isn't desirable or feasible, selling to a direct buyer is often the simplest and fairest solution, as it converts the property into a clear net amount to be shared. The choice should be validated with your notary or lawyer.
No brokerage commission and no agency fees: you sell directly to the buyer. On a $2,000,000 property, that's up to $120,000 that stays in the estate to be divided rather than funding a commission. A notary is still required to officialize the transfer in Québec, but their fees are modest by comparison. The analysis and offer are entirely free and without obligation. See also our welcome tax page and our capital gains calculator.
Receive your offer for the property to be divided
Going through a divorce or separation and need to divide an income property — quickly, discreetly and without brokerage fees? Talk to our team. We work with both parties and their advisors. No obligation.
Send us a message — we'll get back to you within 48 h, no obligation.
Send a message →Confidential · No obligation · No fees
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